Who we are

Tetto Habitação: an enterprise to be called home

Tetto Habitação is a manager of receivables specializing in housing credit. Difficult to understand? Not so much as it seems. Managing housing credit is simply taking care of housing contracts and relationship between the borrower and the financial agent. The most important in this process is how it works. The differential in Tetto Habitação as related to the other housing credit managing companies is that we actually take care of you and the housing credit of your most precious property: your home.

Some care translated into the smile in receiving clients and borrowers, the hearty reception, the extreme care with the contracts, the transparency in clarifying doubts, the taste of the cafezinho, the comfort of our house.

We, who make the Tetto Habitação, know how important in a home are details such as satisfaction, comfort, beauty, security, family, good relationship…Tetto was created on the basis of such elements. They are that which gives you the peaceful assurance of knowing that we take care of your contract and we care for our clients with the same affectionate attention that we apply in caring for our own house.

By the way, quite a cozy house, located in the Center of Rio de Janeiro, and always ready to receive you, whatever the matter that brings you along. Conceived as a home, Tetto Habitação has a structure where employees, borrowers, clients, suppliers and all those that need to resort to our services may feel at home – this is our form of demonstrating that, here, the house of all is the house of each.

WE HAVe:

• - A store to receive the borrower
• - A branch to receive borrowers of Nova Campinas (Duque de Caxias, RJ)
• - Space for regular, customized reception and litigation negotiation
• - Teleservice through toll free number 0800 702 8232
• - Management centers customized by portfolio
• - Training center both for our team and our clients
• - File
• - Publitetto Editora
• - Library

We envision

To be acknowledged as soon as by 2008, as the largest and best supplier of solutions for realizing and managing real estate receivables in Brazil.

Our statement of mission

Contributing toward the development of the culture of real estate finance in Brazil, by

• - Providing to our clients innovative solutions for realizing and managing real estate receivables;
• - Providing top quality services to the borrowers;
• - Providing fair consideration to employees and associates;

our values

In our Tetto we follow certain principles that we believe in and identify ourselves with. They are what governs our daily relationship with our peers, vendors, clients, borrowers and whomever visits the house – be it to drink a cafezinho or to close big time business.

Here we value Respect to difference because, under this Tetto, color, sexual orientation, race, faith, physique or social status do not matter, all receive the same treatment. All are heartily received.

Here we value Spontaneity, because we believe that all that which is practiced on one´s own initiative, naturally and by one´s own free will tends to yield more. The most important under this Tetto is that each be unique, and that each exchange with the other unique, will impart richness to the encounter.

Here we value Creativity, because we know that, while remaining true to our objectives, we need to stimulate innovation: breaking paragons, going beyond, making a difference, seeing what the other failed to discover.

Here we value Commitment, because in a family each is responsible for the well being of all, by the well being of the house, the Tetto. In the day-to-day routine, commitment is translated into involvement, into the sparkling eye and the consistent intent to do everything very well done.

Here we value Responsibility because for a house to be successful it is important that goals be achieved, results conquered, and that there be fidelity to the in-house policies. Under this Tetto each is responsible for the whole.

Here we value Self Criticism, because we know that growth means becoming better by the day, and this is not possible unless you know yourself well. To know how to appraise ourselves is the first step toward overcoming our shortcomings.

Here we value Quality, because all those participating at Tetto are conscious that this must be a target daily attained, insofar as it is an essential part of our business. It is one of our differentials. Here we are challenged to always do the best, and we are proud of it.  

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